The cases of disabilities caused due to multiple reasons like that of lifestyle changes which cause multiple diseases, injuries and illnesses have increased globally leaving behind a great concern for disabled individuals particularly in terms of financial dependency. It is estimated that around 20 % of present day working individuals will go through some form of disability before getting retired. Don’t you find this as a big matter of concern?
If you are finding a way out that if in case in future any kind of disability affects you and your income then you are certainly on the right platform.
INSTANT DISABILITY has come up with a constructive plan to protect the income of disables by introducing Optometrist Disability Insurance.
Benefits and coverage in Optometrist Disability Insurance
Becoming Optometrist is not that easy as it involves a long process of attaining higher education. Going through this process means not only hard work but a huge amount of student dept. If accidentally anything happens to you how you would repay your loan? Disability Insurance is kind of a bank safe you can consider for a while which keeps money protected for you when you go through disability.
If you are practicing privately than establishing clinic is a very expensive process. But all these efforts will go in vain if you won’t be able to run your clinic all because of disability. Still, you don’t need to worry about because this Insurance will make sure that you receive 60-70 % of your lost income.
We admit all cases of physical and mental inability of doing work and earning into disability. This creates the definition of disability even vaster so that, no one is left out from receiving the benefits of this insurance policy.
While going through treatment recovery period is very important because with more peace of mind and not worrying about financial security it helps in recovery.
Time period for receiving coverage is not fixed .Generally till the time you don’t recover or up till the age of 60-70 years benefits of the policy will be forwarded.
Everyone who is willing to get a insurance policy will be eligible to get their policies done whether you are healthy or going through any pre-existing medical condition.
Even after buying this specific policy if you wish to make any amendment into the policy as per your requirement than it is permissible. To make it even more clear the policy is both amendable as well as customisable.
INSTANT DISABILITY also provides for recovery benefits which means that even after you have recovered from disability and again you have started working than in case if you are not able to work with the same efficiency as you used to do it before disability then in such cases as well company will forward you some amount of money for some amount of time so that you could make up to the losses of lost income.
As an optometrist, if you help your patients with having a good and clear vision so do we help our policy holders by protecting their income – INSTANT DISABILITY.
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