Kugcine ukubuyekezwa ngoMashi 14, 2022
Ikhodi Yokubolekwa Kwebhange Lokuqala: Ukuboleka imali ku-First Bank sekuhambe ibanga elide, futhi sebethule indlela entsha yokuthola imali esheshayo. Awudingi ukuvakashela igatsha eliseduze futhi unikeze imibhalo ngaphambi kokuba uthole imalimboleko. Kumhlahlandlela wanamuhla, ngizokwabelana nawe ngekhodi ongayisebenzisa ukuboleka imali ku-First Bank ngefoni yakho.
Ukuthola imali ebolekiwe eNigeria akunakugwenywa, noma ngabe kuvela kothandekayo noma isikhungo; cishe wonke umuntu cishe unendaba lapho bekufanele athole imali ebolekiwe. Imali mboleko yeBhange Lokuqala iklanyelwe ukuxhasa leso sidingo esikwenze wasicela kwasekuqaleni.
Ingabe ufuna i Ikhodi ukuboleka imali kuFirst Bank eNigeria? Ufike endaweni efanele. Kulesi sihloko, ngizokwabelana nawe ngekhodi ongayisebenzisa ukuboleka imali ku-First Bank.
Okuqukethwe
Ikhodi Yemalimboleko Yebhange Lokuqala
Ikhodi yokuboleka imali ku-First Bank Nigeria ithi *894*11#. Ungakwazi ukufinyelela ikhodi enombolweni yakho yeselula exhunywe ku-akhawunti yakho yeBhange Lokuqala. Futhi, iyatholakala kuwo wonke amanethiwekhi eNigeria, okuhlanganisa i-GLO, i-MTN, i-Etisalat, i-9mobile, ne-Airtel.
FUNDA OKWENGEZIWE: Ikhodi Yemalimboleko Yebhange Le-Fidelity | Ungayiboleka Kanjani Imali Ebhange Le-Fidelity
Nokho, ukuboleka imali ku-First Bank ngekhodi ye-USSD kuyatholakala kuwo wonke amakhasimende amabhange eselula e-First Bank. Ngaphambi kokuthi usebenzise ikhodi ukuboleka imali kwa-First Bank, kufanele uvule isevisi yabo yasebhange ye-USSD efonini yakho.
Qaphela ukuthi ukufinyelela ikhodi yemalimboleko yeBhange Lokuqala kutholakala kuphela enombolweni yakho yocingo exhunywe ku-akhawunti yakho yasebhange.
Izinhlobo Ezihlukene Zemalimboleko Yebhange Lokuqala
I-First Bank inokunikezwa okubanzi kokuthola imalimboleko eNigeria ehambisana nezidingo zomuntu siqu nezebhizinisi. Ungase udideke lapho ukhetha okulingana kahle. Ngalesi sizathu, sidale lolu hlu oluphelele lwayo yonke imali ebolekiwe ye-First Bank etholakalayo nokuthi ungayithola kanjani enye yazo.
Izinhlobo zemali mboleko ongaziboleka kwaFirst Bank zifaka:
- Imalimboleko yomuntu siqu yebhange lokuqala
- Imalimboleko yebhizinisi lokuqala lasebhange
- Imalimboleko yokuqala yabafundi basebhange
- Imali mboleko yebhange lokuqala
- Ibhange lokuqala lemalimboleko yeselula
- Imali ebolekiwe yemalimboleko yokuqala yasebhange njll.
1. I-First Bank Personal Mortgage Loan
Imali mboleko yebhange lokuqala ikusiza ekuthengeni ikhaya lakho lokuqala, ukwakha noma ukumane ulungise? Imalimboleko yabo yendlu eguquguqukayo izokunikeza amandla ezezimali oyidingayo ukuze usekele iphrojekthi yakho.
Izidingo zokufaka isicelo:
- Incwadi yesicelo
- Ifomu Lokufaka Isicelo Semalimboleko Yezindlu
- I-paylip yezinyanga ezi-3 ezedlule
- Isitatimende sama-akhawunti
- Incwadi yomfakisicelo yemholo isiyonke
- Ukuqinisekiswa komqashi womfakisicelo ohlwini olugunyaziwe lwe-FBN
- Idokhumenti yesihloko evumelekile
- Incwadi yokubusa okungenakuguqulwa komholo ngesikhathi sokusebenza kwesikhungo.
Indlela Yokufaka Isicelo:
- Landa Ifomu Lokufaka Isicelo Semalimboleko Yekhaya
- Gcwalisa ifomu bese ulithumela egatsheni le-FirstBank eliseduze.
2. First Bank Personal Salary Loan
Ingabe unayo i-akhawunti yomholo kwaFirstBank, ungathola imali ebolekiwe efinyelela ku-2M ngaphandle kwesibambiso.
Gcwalisa kalula Ifomu Lokufaka Isicelo Semalimboleko ukuze uqale ukujabulela Isakhiwo Sabo Sokubolekwa Kwemali Ngokumelene Nemiholo eklanyelwe ukukusiza ubhekane nezibopho zezimali ezicindezelayo ngaphambi kokuba kufike usuku lomholo.
Kungani i-First Bank Salary Loan:
- Uthola inketho yokukhokha efinyelela ezinyangeni ezingama-36,
- Kuncike eminyakeni yobudala yokuthatha umhlalaphansi yeminyaka engama-60 kanye neSakhiwo Sokubuyisela Siyavumelana.
- Isiqiniseko asidingeki
- Isikhathi sokucubungula siyashesha
- Umnikelo wokulingana awudingeki.
- Kudingeka amadokhumenti amancane
- I-Akhawunti Yakho Yemholo kufanele igcinwe kwa-FirstBank ngesikhathi isikhungo sisebenza ngohlelo lokukhokha oluguquguqukayo.
Izidingo Nendlela Yokufaka Isicelo:
- Incwadi yesicelo
- Ifomu lesicelo sokubolekwa imali yomuntu siqu
- I-Payslip
- Isitatimende sama-akhawunti
- Incwadi yomfakisicelo yemholo isiyonke
- Ukuqinisekiswa komqashi womfakisicelo ohlwini olugunyaziwe lwe-FBN
- Incwadi yokubusa okungenakuhlehliswa komholo ngesikhathi sokusebenza kwesikhungo.
- Gcwalisa ifomu bese ulithumela egatsheni le-FirstBank eliseduze.
3. First Bank Car Loan
Ingabe ufuna ukuthola imoto yakho yokuqala noma uthuthukise imoto yakho endala ngemalimboleko yemoto yokuqala yasebhange eguquguqukayo, ungathola iphupho lakho nemoto ephelele.
4. I-First Bank Joint Mortgage Loan
Ngemalimboleko yokuqala ye-Joint Mortgage yasebhange, wena nomlingani wakho noma ozakwethu bebhizinisi ningakwazi ukuthenga kalula indawo noma yiliphi iqembu ngokuvamile elingakwazi ukusithenga njengabantu ngabanye.
Le mali ebolekiwe iyaguquguquka futhi ingcindezi yokubuyisela iyancipha.
Izici ze-Joint Mortgage Loan:
- Abafaka izicelo yizithandani ezisemthethweni noma ozakwethu ababhalisiwe
- Amandla okubuyisela akubo bobabili abafake izicelo
- Abafake izicelo bobabili bazibophezele ngokwezimali
- Abafake izicelo bangabanikazi bendawo kanye nabahlanganyeli
- Imalimboleko etholakalayo yi-N70 million
- I-tenor enkulu yezinyanga ezingama-240 (iminyaka engama-20), ngaphansi kweminyaka engama-60 yokuthatha umhlalaphansi
- Isilinganiso esincane somnikelo ka-20-30% kuye ngendawo.
Kungani Uthola Imali Ebolekiwe Ehlangene Yokuthenga Izindlu:
- Isakhiwo sokukhokha esivumelana nezimo
- Ukukhokhwa kwemali mboleko kusatshalaliswa phakathi kwabaganene kunciphisa ingcindezi yokukhokha
- Amazinga enzalo ancintisanayo.
Amadokhumenti Adingekayo Ukuze Ufake Isicelo:
- Ifomu Lesicelo Semalimboleko Yabathengi
- Ifomu Lokubuza Umqashi
- I-payslip yezinyanga ezi-3-6 zamanje
- Isitatimende Se-akhawunti Yasebhange sezinyanga ezi-3-6
- Izithombe zePasport ze-3
- Izindlela Zokuhlonza- Ilayisensi Yokushayela/Iphasiphothi Yamazwe Ngamazwe/ Umazisi Kazwelonke
- Umthethosivivinywa Wendawo yokuhlala/Ikheli Lenkampani
- Incwadi yeholo lakamuva
- I-akhawunti yamanje ne-First Bank
- Incwadi Yesingeniso evela kumqashi.
Indlela Yokufaka Isicelo:
- Landa Ifomu Lesicelo Sokubolekwa Kwabathengi
- Gcwalisa ifomu bese ulithumela Ethimbeni Lokudayisa egatsheni eliseduze leFirst Bank.
Ezinye Izinketho Zokuthola Imali Ezinikezwa Yimalimboleko Yebhange Lokuqala
I-First Bank Student Loan
Lolu hlobo lwemalimboleko empeleni olwabafundi noma abazali abafuna ukuqeqesha izingane zabo esikoleni.
Imalimboleko Yezikweletu Zokwelashwa Ebhange Lokuqala
Cela futhi ufake isicelo semalimboleko yokuqala yezikweletu zezokwelapha ngewebhusayithi yabo.
I-First Bank Holiday Finance
Ukuhlela iholide futhi udinga ukusekelwa ngezimali? Ngemalimboleko yeholide yasebhange Lokuqala, ungakwazi ukukhokhela zonke izindleko futhi uye noma yikuphi lapho ufuna khona.
Uyibuyisela Kanjani Imalimboleko Yebhange Lokuqala
Uma uthola imali ebolekiwe kwa-First Bank, bazokwazisa ngendlela efanele ukuthi ungayikhokha kanjani imali ebolekiwe.
Ngemikhiqizo eminingi, uzokhokha izitolimende zanyanga zonke ngemuva kwezinsuku ezingaba ngu-30 zokuthola. Le mali idonswa ngokuzenzakalelayo ku-akhawunti yakho nyanga zonke, ukuze ikusindise ekucindezelekeni kokuvakashela amabhange akho.
Lokhu akujwayelekile nje ebhange le-Acess. Kuyindlela efanayo eyamukelwa Imalimboleko ye-FCMB, njalo njalo.
Isiphetho
Izinhlelo zamabhange zinikeza izici eziningi ezintsha ezilungele amakhasimende, futhi i-First Bank injalo. Banikeza imali ebolekiwe engcono kakhulu ukuze amakhasimende ayo ayihlole, futhi izinsizakalo zabo zokubolekwa kwemali zihlukahlukene, okusho ukuthi kukhona okuthile kwawo wonke umuntu.
Uthini umbono wakho ngalokhu? Sikholelwa ukuthi lesi sihloko sifakazela kakhulu. Sicela uzizwe ukhululekile ukwabelana ngalokhu nabangani bakho kanye nozakwenu. Ungakwenza lokho ngokusebenzisa izinkinobho zokwabelana zenkundla yezokuxhumana ezingezansi. Futhi, sicela ungahluleki ukusazisa ukuthi uzizwa kanjani ngalo mhlahlandlela usebenzisa ibhokisi lokuphawula elingezansi.