Kugcine ukubuyekezwa ngoFebhuwari 8, 2023
Amakhadi Esikweletu Angcono Kakhulu ENingizimu Afrika 2023: Alikho ikhadi lesikweletu elilodwa eliyindlela engcono kakhulu yomndeni ngamunye, konke okuthengayo, noma isabelomali ngasinye. Ngalesi sizathu, sikhethe amakhadi esikweletu angcono kakhulu ka-2023 ngendlela eklanyelwe ukuwenza asebenziseke kakhulu enanini elibanzi labafundi. Esikhundleni sokukhetha “ikhadi lesikweletu elingcono kakhulu” nokukala izinketho eziyisishiyagalolunye ezilandelayo, sigqamise amakhadi angcono kakhulu ezimeni ezahlukahlukene.
Sicwaninge futhi sahlanganisa uhlu lwamakhadi esikweletu angu-9 aphezulu atholakalayo ezweni, sicabangela izici ezifana nezinkokhelo, izilinganiso zenzalo, izinhlelo zemiklomelo, kanye nenani lilonke. Kungakhathaliseki ukuthi ungumhambi ovamile, othanda ukubuyiselwa imali, noma udinga nje ikhadi elinenzalo ephansi, sizokukhokhela. Esikukhethayo kufaka amakhadi avela emabhange amakhulu nezikhungo zezezimali, ukuze uqiniseke ukuthi uthola umkhiqizo onedumela elihle nothembekile.
Okuqukethwe
Amakhadi Esikweletu Angcono Kakhulu ENingizimu Afrika 2023.
Ngezansi amanye amakhadi esikweletu ahamba phambili eNingizimu Afrika ka-2023:
1. I-Standard Bank Tianium Credit Card
Ochwepheshe kanye nabasanda kuthola iziqu bangalabo abaphumelele kakhulu ukuthola i-Standard Bank Titanium Credit Card. Ukuze uthole ukufinyelela, kufanele ube neminyaka eyi-18 noma ngaphezulu futhi uthole iholo lanyanga zonke lika-R25 000 noma ngaphezulu. Kuyasebenza futhi uma uhola u-R5000 ngenyanga futhi uneziqu zeminyaka emi-3 ze-undergraduate ne-postgraduate.
Izici ze-Standard Bank Titanium Credit Card:
- R79 imali yenyanga.
- Umkhawulo wesikweletu sika-R250 000.
- 15% ukuthenga ungaxhunyiwe ku-inthanethi.
- Mastercard Izipesheli Ezingenakuqhathaniswa.
- Umshwalense wokuhamba oyisisekelo wamahhala
- Isaphulelo sika-20% ezindizeni ze-Emirates
- I-Booking.com imbuyiselo yemali
- Isaphulelo sika-15% sokuqashwa kwezimoto zamazwe ngamazwe
- (Kwabathandi bewayini) Thola isaphulelo sika-15% uma uthenga e-Wine-of-Month-Club
- Zuza Amaphuzu Womvuzo we-UCount nomaphi lapho uthenga khona.
2. I-Bluebeam Black Credit Card
I-Bluebeam Credit Card iyingxenye ye-Standard Bank evumela umuntu ukuthi afake isicelo sekhredithi yakhe kunoma yisiphi isikhungo. Umuntu uyakwazi ukusebenzisa ikhadi lakhe noma kuphi lapho kuboniswa khona uphawu lwe-Mastercard.
Izici ze-Bluebeam Black Credit Card:
- Izinsuku ezingama-55 zekhredithi yemali yenzalo kumabhalansi akhokhelwe ngokugcwele.
- Sebenzisa amakhadi eziteshini zokugcwalisa.
- Ukufinyelela izinzuzo ze-Bluebeam Lifestyle.
- Vikela Ukuthenga Ku-inthanethi.
- Idebithi oda elikahle lokukhokhela i-akhawunti yakho ngokuzenzakalelayo njalo ngenyanga.
- Inkokhelo yebhili ezenzakalelayo.
- Ukushintshwa kwamahhala kwamakhadi ezimo eziphuthumayo kwamazwe ngamazwe.
- Umshuwalense wengozi nezempilo.
- Isivikelo samahhala sekhadi elilahlekile.
3. I-African Bank Gold Credit Card
I-African Bank Gold Credit Card inikeza indlela ephephile nelula kakhulu yokuthenga.
Izici ze-African Bank Gold Card:
- Akukho zindleko kunoma yisiphi isitolo eNingizimu Afrika.
- Ikhaviwe ne-African Bank Life Insurance.
- Izinkonzo eziphuthumayo.
- Ukudluliselwa kwezokwelapha kanye nezomthetho
- 3% inzalo emuva.
4. I-Capitec Credit Card
Manje eyaziwa ngokuthi iCapitec Black Card, iCapitec Credit Card itholwa yinoma ubani oneminyaka engaphezu kuka-18, oqashiwe futhi ohola kusukela ku-R3000 ngenyanga. Abahola kakhulu abanamaphuzu amahle esikweletu banganikezwa inani lesikweletu elifinyelela ku-R250 000.
Izici zekhadi lesikweletu le-Capitec:
- Izinsuku ezingama-55 zenkathi engenanzalo.
- Ikhredithi eyenziwe yaba ngeyakho ngokusekelwe ku
- Izinkokhelo ezingenakheshi emhlabeni wonke.
- Izindleko zero ekuthengeni ku-inthanethi.
- Phatha ikhadi kuhlelo lokusebenza.
- Imali yesevisi yanyanga zonke engu-R40.00.
- Izinga Lenzalo liphakathi kuka-7.00% no-17.50% ngonyaka
5. ABSA Student Credit Card
Isikweletu somfundi wakwa-Absa sitholwa yinoma ubani onemali encane engenayo ngenyanga noma isibonelelo sika-R800, umazisi waseNingizimu Afrika osebenzayo, noma ikhadi elinobufakazi bekhadi elihlakaniphile lendawo yokuhlala, abafundi bangathola namakhadi esikweletu.
Izici ze-Absa Student Card:
- I-Digital Banking
- Ukuhamba Umshwalense
- Isivikelo samahhala sekhadi elilahlekile
- Imiklomelo yakwa-ABSA
- Izinzuzo ze-Exclusive Visa
- Azikho Izimali Zokwenziwe ekuthengeni
6. Ikhadi lesikweletu le-Nedbank Platinum
Omunye angabuza, kungani ukhethe ikhadi lesikweletu le-platinum yakwaNedbank? Kulula, ikhadi lesikweletu linikeza izinketho ezinhle zesikweletu futhi linikeza imiklomelo yekhadi kumakhasimende alo.
Izici Nezinzuzo Zekhadi LePlatinum:
- R57 imali yesevisi yanyanga zonke
- Imali yokuthenga ngesikweletu isuka ku-R26 nyanga zonke
- Ikhadi elishintshwayo lokuthopha
- Izindleko zero ekuswayipheni amakhadi
- Phatha ikhadi lakho ngohlelo lokusebenza lwe-inthanethi noma i-Online Banking
- Skena ukuze ukhokhe usebenzisa amakhodi e-QR
- Xhuma ikhadi lakho kunoma yikuphi kokulandelayo (i-Apple Pay, i-Fitbit Pay, i-Samsung Pay noma i-Garmin Pay.)
- Sebenzisa ikhadi lakho esitolo, ku-inthanethi, kuma-ATM noma phesheya
- Kulabo abathanda ukudla ngaphandle noma ukuhamba, iphinde inikeze amadili ezindawo zokudlela ezinhle, izaphulelo zokuqashwa kwemoto, izindiza kanye nendawo yokuhlala kanye nomshwalense wokuhamba ofika ku-3million.
7. Ikhadi Lesikweletu Segolide lakwaNedbank
Ngokwenza kwakho okuncane, iNedbank Gold Account iyindlela okufanele uhambe ngayo. Umuntu angase athole I-akhawunti ye-Savvy Plus enenketho yokwengeza izinzuzo ezengeziwe lapho kudingeka. Ukuze ufaneleke, udinga ukuba neminyaka eyi-18 noma ngaphezulu futhi uthole iholo lanyanga zonke okungenani lika-R3000, hhayi kwi-trust, inkampani, noma inhlangano esemthethweni.
Kungenzeka ukuthi i-Nedbank Gold Credit Card iyikhadi lesikweletu elitholakala kalula eNingizimu Afrika.
Izinzuzo Nezici Zekhadi Legolide lakwaNedbank
- Ikhadi lesheke Legolide
- Ukuswayipha kwekhadi okungenamkhawulo
- Ama-stop/debit order angenamkhawulo
- Ukuhoxiswa kwemali okungenamkhawulo kumadivayisi athengiswayo kubathengisi ababambe iqhaza
- ama-eNotes (izaziso ze-SMS).
- Izitatimende
- Inketho yesikhungo se-overdraft
- Ukufinyelela okusheshayo nokuvikelekile ku-Send -imali
8. I-FNB Gold Credit Card
Ukuze ufaneleke ukuthola i-FNB Gold Credit card udinga ukuba neminyaka eyi-18 noma ngaphezulu futhi uhole phakathi kuka-R120 000 KANYE no-340 000 ngonyaka.
Izinzuzo Nezici Zekhadi Legolide
- 8% izinga lenzalo elungisiwe
- R4.95 imali yenyanga
- Ukuswayipha kwamahhala okungenamkhawulo futhi kungakhipha imali ezitolo ezinkulu ezikhethiwe
- Ukubhaliswa kwamahhala kwebhange lomakhalekhukhwini
- - banking online
- -ibhange ngocingo
- FNB Banking App
- Umkhawulo wesikweletu ophakeme phakathi kuka-R10 000 no-R60 000
- Izinsuku ezingu-55 ngaphandle kwenzalo
- Ama-ebucks kabili ekuthengeni
- U-15% ubuyela embucks uma umuntu ethenga kwaShoprite/Checkers
- U-15% ubuyela ebucks uma umuntu ethenga ugesi wekhadi noma i-airtime nge-FNB
- Umshwalense Wokuhamba Womhlaba Wamahhala
- U-15% ubuyela ezibukweni lapho umuntu egcwalisa uphethiloli kunoma yisiphi isiteshi sokugcwalisa noma lapho esebenzisa i-Uber ekhaya
- Ama-ebucks kabili lapho uthenga ku-inthanethi
9. I-Discovery Platinum Bank Credit Card
Izici Nezinzuzo Zebhange Lokutholwa:
- Izinsuku ezingama-55 ezingenanzalo.
- Lawula izinkokhelo zakho ngokukhokha kuphela njengoba wenza.
- Izinga lenzalo lifika ku-7.90%.
- Imiklomelo esebenzayo yobuvila.
- Umshwalense Wokuhamba Wamahhala kumathikithi wamazwe ngamazwe athengwe ngekhadi lakho le-Discovery Platinum.
- Zuza imali ye-Discovery Miles ukuze ube nempilo, ukushayela kahle nokusebenzisa imali ngendlela efanele.
- Ungase uhoxe ezitolo zakwa-Checkers, kwa-Pick n Pay, kwa-Shoprite kanye nezitolo ezikhethiwe zakwa-Spar.
- Imikhawulo yokuhoxa ingase ihluke kumthengisi oyedwa kuya komunye.
- Kufika ezinyangeni ezingama-24 isandiso sewaranti samahhala kanye nesivikelo sesikhathi esifushane ekuntshontshweni nasekulimaleni ngengozi
- Khokha noma yibaphi othintana nabo abangamaKlayenti e-Discovery nge-DISCOVERY PAY.ppp
- Thenga emhlabeni wonke kanye nokukhipha imali kuwo wonke ama-ATM Okwamukela i-Visa.
- Thola inzalo engu-3% kubhalansi yakho enhle
- Khokha kufika ku-4% ngaphansi ngenani lakho lokuboleka
- Ukushintshwa kwekhadi eliphuthumayo
- Imali yesimo esiphuthumayo