Igqityelwe ukuvuselelwa nge-7 ka-Agasti ka-2021
Isiqulatho
Izikhundla zeBhanki ukusuka kwePhezulu ukuya kwePhantsi
Izithuba zemiSebenzi yeBhanki ukusuka kwePhezulu ukuya kwePhantsi: Kukho izithuba zemisebenzi ezahlukeneyo kumaziko ebhanki. Izikhundla ziqala kwizikhundla zenkonzo yabathengi (umthengisi webhanki) ukuya kwizikhundla zolawulo oluphakathi (umphicothi-zincwadi wangaphakathi, igosa lokucubungula idatha) ukuya kwizikhundla ezikwinqanaba eliphezulu (igosa lemali-mboleko, umphathi wesebe). Ezi zikhundla eziphambili inokufumaneka kulo naliphi na iqumrhu lebhanki.
Ithela yebhanki
Abathengisi bebhanki ngumgca wokuqala wentengiso yebhanki. Abaxeli kufuneka babenobuhlobo kwaye babe nesimo sengqondo senkonzo. Abaxeli banoxanduva lwentengiselwano esisiseko yeakhawunti efana nokugcina imali kunye nokujonga iiakhawunti kunye nokubonelela ngemibuzo yeakhawunti kubathengi. Kudla ngokubakho umthengisi oyintloko ojongene neqela labaxeli-mali kwaye onoxanduva lokusingatha imibuzo ekhethekileyo okanye iingxaki ngeakhawunti yebhanki.
Bank Marketing Representative
Ummeli wentengiso yebhanki ngumntu othengisa iimveliso zebhanki kubathengi. Iimveliso zivela kwii-akhawunti zokujonga kunye nee-akhawunti zokulondoloza kwi-CD kunye ne-akhawunti yediphozithi ekhethekileyo. Ummeli wentengiso yebhanki unoxanduva lokuqonda isicwangciso-qhinga sokuthengisa iimveliso ezahlukeneyo kunye nokuphumeza izicwangciso zebhanki okanye naziphi na iibhanki zesebe ezinikezelwe kwinkampani ephethe ibhanki.
Umphengululi zincwadi wangaphakathi
Uphicotho-zincwadi lubaluleke kakhulu kwiindawo zebhanki. Isikhundla sophicotho-zincwadi lwangaphakathi sithathwa njengesikhundla solawulo oluphakathi oluqinisekisa ukuba ibhanki ilandela ukuthotyelwa kwemithetho elawula ukusebenza kwebhanki kunye nemigaqo. Umphicothi-zincwadi wangaphakathi ngumntu onoxanduva lokwenza iinkqubo zophicotho kuzo zonke iinkalo zokusebenza. Izikhundla eziphantsi komphicothi-zincwadi wangaphakathi nguMphicothi-zincwadi weZimali kunye noMphicothi-zincwadi weeNkqubo zoLwazi. I-Information Systems Auditor ibeka esweni ukusetyenzwa kwedatha, ukhuseleko lwedatha kunye nezicwangciso zokubuyisela iintlekele zebhanki.
Umlawuli wesebe
Abaphathi bamasebe babelwa ngamanqanaba aphakathi okanye ngabaphathi bolawulo ukuba bajonge imisebenzi yesebe okanye ukusebenza kwebhanki. Abaphathi bamasebe benza iishedyuli zomsebenzi zamasebe zabasebenzi, babonelele ngohlahlo lwabiwo-mali kulawulo lwesigqeba malunga nezibonelelo kunye nokuqinisekisa ukuba imigaqo-nkqubo yebhanki iyalandelwa kwinqanaba lesebe. Uninzi lwabaphathi bamasebe banesihloko esithi "uSekela Mongameli weMisebenzi" ababelwe kwiinkcazo zabo zemisebenzi. Umphathi wesebe unokusebenza kwibhanki engundoqo kwaye abe neebhanki zamasebe ezininzi ezabelwe phantsi kweliso lakhe.
IGosa eliMbolekayo
Imali-mboleko yebhanki ngumthombo wengeniso kumaziko ebhanki. Igosa lemali-mboleko lisebenza ngokukhethekileyo ekuthengiseni iimveliso zemboleko kubathengi kunye nokulungisa amaxwebhu ayimfuneko ukuze umthengi afumane imali-mboleko. Amagosa mboleko ahlola iingxelo zekhredithi kunye nezinye iziqinisekiso zabantu okanye amashishini ukuze afumane imali-mboleko. Kwiminyaka embalwa edlulileyo, amagosa emali-mboleko aye aqeqeshwa kwindawo yophuhliso lweshishini ukuze aqonde inkqubo yeshishini kwaye anike isikhokelo emva kokuba imali-mboleko ifunyenwe ngumntu okanye ishishini. Amagosa emali-mboleko, ngeengcebiso nangemvume yeBhodi yabaLawuli, ancedisa ekusekeni amatyala kubantu okanye kumashishini.
IGosa loCwangciso lweenkcukacha
Igosa lokucubungula idatha (DPO) linoxanduva lokusebenza, ukugcinwa kunye nokhuseleko lweenkqubo zolwazi zebhanki kunye neetheminali ezingaxhunyiwe kwi-intanethi okanye izixhobo ezingaqhotyoshelwanga kwisistim. Ekupheleni komjikelo wemihla ngemihla, i-DPO iqinisekisa ukuba i-akhawunti yeleja ngokubanzi iyalingana. Igosa likwaqinisekisa ukuba iingxelo zentengiselwano zemihla ngemihla zenziwa ukulungiselela uphononongo lwabaphathi. I-DPO inoxanduva lokwenza iiprofayili zokhuseleko zabasebenzi.
Enkosi ngokufunda! Siyathemba ukuba olu lwazi lungentla lukunike ukwaneliseka obukufunayo malunga nezithuba zemisebenzi ebhankini ukusuka kwephezulu ukuya kwesezantsi.