Yakagadziridzwa Kuwedzeredzwa munaNovember 29, 2020
Iri ndiro bhangi rakanakisa rekutora zvikwereti zvako muOklahoma - Kana uchigara muOklahoma uye uchida chikwereti chako, heano mamwe emabhangi akanakisa uye anokweretesa aunogona kushandisa kuti uwane yakanakisa zvikwereti zvemunhu muOklahoma. Asi tisati taenda mberi, ngatinzwisise zvizere pfungwa ye "chikwereti chako" uye zvinangwa zvekutora zvikwereti zvako.
Zviri Mukati
Chii Chinonzi Iwe Chikwereti?
Chikwereti chako imari yaunokwereta kubva kubhangi, mubatanidzwa wechikwereti, kana mukweretesi wepamhepo yaunodzosera mukubhadhara kwakatemwa pamwedzi kana muzvikamu, kazhinji makore maviri kusvika manomwe. Mari dzemukweretesi dzinogona kusiyana kubva pa6% kusvika 36% APR (Yegore Percentage Rate).
Nechikwereti chako pachako, unogona kukwereta mari yekuvhara mutengo wekuvandudza imba, kubhadhara zvikwereti zvekurapa kana kubatanidza chikwereti chechikwereti chakanyanya. Muzviitiko zvakawanda, zvinokwanisika kuwana chikwereti chako kune chero chinhu chaunoda.
Mhando dzeZvikwereti Zvemunhu?
Kune marudzi maviri makuru ezvikwereti zvemunhu:
1. Yakachengetedzwa Personal Loans
Rudzi urwu rwechikwereti chemunhu rwunoda imwe mhando yechibatiso. Kana ukawana chikwereti kubva kubhangi rako, unogona kuisa imwe mari muCD sechibatiso kuchengetedza chikwereti. Kana, iwe unogona kuchengetedza chikwereti chako pachako nemotokari yako kana chimwe chinhu. Kana iwe usingabhadhare, mukweretesi anogona kutora chibatiso chako kuti abvise zvaunokwereta.
2. Zvikwereti Zvemunhu Zvisina Kuchengetedzeka
Imwe yemabhenefiti makuru ekutora chikwereti chisina kuchengetedzwa nderekuti hausi kuisa njodzi yeasset. Kana usingakwanise kubhadhara, mukweretesi ane zvishoma zvaanokwanisa kuita kunze kwekutumira account yako kuunganidzwa kana kukumhan'arira kuti uedze kutora chikwereti. Iwe hauna kusungira chikwereti kune asset, saka pane zvishoma zvishoma njodzi kwauri.
Nekudaro, nekuda kweizvi, vanokweretesa vanogona kusarudza kubhadharisa mubereko wepamusoro kana kuda kiredhiti iri nani. Ingorangarira, kana ukapotsa kubhadhara, zvinoshumwa kune kiredhiti bureau uye zvinogona kuita kuti chikwereti chako chidzikire.
Nekudaro, kune vakawanda vanokweretesa vanoda kupa zvisina kuchengetedzwa zvikwereti zvemunhu pamitengo inonzwisisika. Nyatsofunga kuti ndeupi rudzi runogona kunyatsoenderana nezvido zvako.
Zvakanakira Kuwana Chikwereti Chako?
Pane akati wandei mabhenefiti echikwereti emunhu ekufunga nezvawo kana uchifunga kana kuwana imwe iri nzira yakakunakira iwe. Kuchinjika ndeimwe yemabhenefiti makuru ekutora chikwereti chemunhu, asi kune mamwe mabhenefiti zvakare.
1. Zvikwereti zvemunhu zvinogona kushandiswa kune zvinangwa zvakawanda.
Paunowana chikwereti chako, chinogona kushandiswa kune chero mari yemunhu. Pane mashoma mashoma, asi, kazhinji, iwe unogona kushandisa mari sezvaunoda. Dzimwe dzenzira dzaungashandise zvikwereti zvemunhu dzinosanganisira, Kubatanidza Chikwereti, mari isingatarisirwe, kutenga hombe, kubhadhara muchato, kuenda kuzororo, kutenga mota, nezvimwe.
2. Zvikwereti zvemunhu zvinowanzova nemitengo yakaderera uye miganho yepamusoro yekukwereta.
Muzviitiko zvakawanda, zvinokwanisika kuwana chikwereti chako chemari yakawanda kupfuura yaungave uinayo pamakadhi ako echikwereti. Uyezve, zvikwereti zvakawanda zvemunhu zvinogona kuva nemitengo yakaderera pane yemakadhi echikwereti, kunyange izvi zvisiri izvo nguva dzose.
3. Chikwereti chako pachako chinogona kubatsira kuvandudza chikwereti chako.
Imwe bhenefiti yekuwana chikwereti chako inyaya yekuti inogona kuvandudza chikwereti chako. Paunobhadhara nenguva uye uchibhadhara mari yakazara inodiwa, unovaka nhoroondo yako yechikwereti.
4. Zvikwereti zvemunhu zvinotevera chirongwa chekubhadhara chinofanotaurwa.
Iyo yakatarwa yekubhadhara purogiramu inopiwa nezvikwereti zvako inogona kukuita kuti uone nguva chaiyo yaunenge wapedza kubhadhara chikwereti chako, uye inokubvumirawo kuti uone chaizvo kuti imari yakawanda yauchabhadhara.
Nderipi Bhangi Rakanakisisa Kutora Zvikwereti Zvemunhu Oklahoma?
Mabhangi akanakisa e zvikwereti zvemunhu zvinosiyana zvichienderana nezvido zvako, asi vazhinji vanopa zvibvumirano zvemakwikwi kune vakasiyana-siyana vanogona kukwereta. Iyo yakanakisa inopa yakaderera yegore muzana chiyero, marefu ekubhadhara mazwi, uye zvishoma kune pasina muripo. Uye zvechokwadi, zvaunoda iwe pachako uye chimiro chemari zvinokanganisawo rudzi rwemukweretesi iwe waunowana wakanakira. Kana iwe uchigara muOklahoma, USA uye uchida chikwereti chako pachako, ava ndevamwe vevakweretesi vakanaka vaunogona kushandisa.
| Mukweretesi | Best For | APR Range | Minimum Chikwereti Mari | Maximum Chikwereti Mari | Terms | Yakakurudzira Chikwereti Chikamu |
| Wells Fargo | Best Big Bank | 5.74% -24.49% nehukama hwakaderedzwa | $3,000 | $100,000 | Mwedzi 12-84 | 620 + |
| LightStream | Zvakanakira Zvikwereti zveKuvandudza Kumba | 3.99% -16.49% ne autopay | $5,000 | $100,000 | Mwedzi 24-144 | 680 + |
| Marcus naGoldman Sachs | Zvakanakisa zveChikwereti Consolidation Zvikwereti | 6.99% –19.99% | $3,500 | $40,000 | Mwedzi 36-72 | 660 + |
| TD Bank | Yakanakira Co-masaini | 6.99% –18.99% | $2,000 | $50,000 | Mwedzi 12-60 | 660 + |
| American Express | Zvakanakisa kune Nhengo dzeAmerican Express Card | 5.91% –19.98% | $3,500 | $40,000 | Mwedzi 12-36 | 670 + |
| USAA | Yakanakira Nhengo dzeMauto | 7.24% –17.65% | $2,500 | $5,000 | Mwedzi 12-84 | 600 + |
| Citibank | Zvakanakisa Zvehukama Mibayiro | 7.99% -23.99% ne autopay | $2,000 | $30,000 | Mwedzi 36-60 | 670 + |
| Discover | Yakanakira Kurumidza Mari | 6.99% –24.99% | $2,500 | $35,000 | Mwedzi 36-84 | 670 + |
Mawaniro Ekuita Chikwereti Chako Oklahoma?
Kunyorera chikwereti chako inzira yakatwasuka, uye vazhinji vanokweretesa vava kukubvumidza kunyorera online, saka iwe unogona (uye unofanirwa) kutarisa kune akawanda masosi kuyedza kutenga mareti emubereko akanakisa uye mubhadharo. Pachikumbiro chega chega, unozoda kuratidza kuti imarii yaunoda kukwereta, uye uchafanirwa kuendesa ruzivo nezve mari yaunowana, basa uye, kazhinji, chikwereti chako chausina kukwereta uye nemari yemwedzi.
Vazhinji vanokweretesa vanozotarisa zvibodzwa zvako zvechikwereti uye marepoti echikwereti sechikamu chesarudzo dzavo dzekukweretesa, saka kunze kwekunge uri munjodzi, zvine musoro kuti uongorore marepoti ako echikwereti uye zvibodzwa kuitira kuti uve neruzivo rwunoonekwa nevanokweretesa kana vakatarisa yako. application.
Sezvinei nemhando dzese dzechikwereti chemunhu, vakweretesi vechikwereti vanochengetera mibairo yavo yakaderera kune vanhu vane kiredhiti kiredhiti. Kana chikwereti chako chakanaka kune chakanaka, kuwana chikwereti chako pamutengo wakaderera kungave kwakaoma, uye kana chikwereti chako chiri pamucheto wakaderera, ungada kutora nguva yekuvaka zvibodzwa zvako zvechikwereti usati wakwanisa kukodzera. yechikwereti chemunhu.
Mhedziso
Usati wafunga kutora chikwereti chako kubva kubhangi, iva nechokwadi chekutanga kuongorora zvese zvaungasarudza, kusanganisira dzimwe nzira. Zvichienderana nezvaunoda uye kuti unoda mari nekukurumidza sei, unogona kuona kuti mamwe mabhanga kana vakweretesi vane hushamwari kupfuura vamwe. Kana zvichikutorera mazuva kana mavhiki kuti unyorere chikwereti uye uwane mari, hazvibatsire mumamiriro ezvinhu anoda mhinduro yekukurumidzira.
Tinovimba unowana ruzivo urwu runobatsira.