Idasinthidwa Komaliza pa Epulo 28, 2022
Kodi mukupita ku yunivesite ku Australia ndipo muyenera kutsegula akaunti yakubanki? Kenako, muyenera kuwerenga nkhaniyi pamene tikugawana nanu kalozera wamomwe mungatsegule akaunti yakubanki ku Australia ngati wophunzira wapadziko lonse lapansi.
Ngati mwaganiza zokaphunzira ku yunivesite ku Australia, chimodzi mwazinthu zofunika kwambiri zomwe muyenera kukonza musanabwere ndi akaunti yakubanki. Mabanki ambiri aku Canada ali ndi zopereka zabwino kwa ophunzira ndipo amathanso kupereka upangiri wokhudza kasamalidwe ka ndalama ndi bajeti.
M'ndandanda wazopezekamo
Momwe Mungatsegule Akaunti Yakubanki ku Australia ngati Wophunzira Wapadziko Lonse
1. Sankhani Banki
Pali mabanki ambiri ku Australia, chifukwa chake njira yabwino yochepetsera ndikuwona zomwe mabanki osiyanasiyana amapereka kwa ophunzira. Maakaunti ambiri aku banki ku Australia amachotsa chindapusa cha pamwezi kwa ophunzira ndikupereka zopindulitsa monga ma point system kapena kuchotsera pamaakaunti osungira.
Ndikofunika kukumbukira kuti ku Australia, mudzalipidwa ndalama zogulira nthawi iliyonse mukamagwiritsa ntchito ATM kuchokera ku banki yomwe si yanu, choncho njira yabwino yosankha banki ndikuwona ma ATM omwe ali pa yunivesite yanu kapena mzinda wanu.
Chotsatira choyenera kuganizira ndi zomwe banki yanu ikukupatsani. Monga tafotokozera pamwambapa, mabanki nthawi zambiri amaponya mwayi umodzi kapena mphotho yolembetsa nawo. Ganizirani zomwe zili zokopa kwambiri kwa inu kapena zomwe zingakhale zothandiza kwambiri. Mabanki ena amapereka kuchotsera kwina kutengera pulogalamu ya digiri yomwe mudzakhala mukuphunzira kotero ndikofunikira nthawi zonse kuyang'ana ngati mukuyenerera chilichonse mwa izi.
Ganizirani ngati mungafunenso kirediti kadi kapena akaunti yosungira. Ngati mukuganizira izi ndiye kuganizira zomwe mabanki angakupatseni m'magawo awa ndi njira yabwino yochepetsera kusankha kwanu.
2. Sankhani Akaunti
Pali mitundu iwiri yamaakaunti aku banki ku Australia: maakaunti owunika ndi maakaunti osungira.
Kuwona akaunti: Izi zimakupatsani mwayi woyika ndikuchotsa ndalama nthawi zonse momwe mungafunire. Nthawi zambiri mukatsegula akaunti yochezera mumalandira cheke ndi kirediti kadi. Ophunzira ambiri apadziko lonse lapansi amangofunika kutsegula akaunti yoyang'anira kuti alipire ndalama zomwe amapeza akamaphunzira ku Australia. Muthanso kupeza kirediti kadi kudzera muakaunti yanu yoyang'anira ngati ndichomwe mukufuna.
Maakaunti osungira: awa ndi malo otolera ndalama kwa nthawi yayitali. Ophunzira ena angaganize zotsegula imodzi mwa izi, ngati akugwira ntchito kapena akufuna kusunga ndalama zoyendera kapena zadzidzidzi.
Pali mabanki ambiri ku Australia, chifukwa chake ndikofunikira kuti mufufuze za akaunti yaku banki yoyenera kwambiri kwa inu.
3. Tsegulani Akaunti Yakubanki
Ngakhale ndizotheka kutsegula akaunti yakubanki pafoni kapena pa intaneti, ngati ndinu wophunzira wapadziko lonse lapansi zitha kukhala zosavuta kutsegula akaunti yanu nokha ngati pangakhale zovuta. Mukapita kubanki kukatsegula akaunti yanu mudzafunika mitundu iwiri ya ID mwa izi:
- pasipoti
- Kalata yolandila
- Chilolezo chowerengera
- Chilolezo Chakanthawi (IMM Fomu 1442, 1208, 1102)
- Chiphaso cha driver waku Canada kapena USA
- Chidziwitso cha boma la Canada
- Macheke apaulendo
Zofunikira izi zitha kusiyana pang'ono pakati pa mabanki, choncho onetsetsani kuti mwawona zomwe banki yanu ikufuna musanayambe.
Mabanki ku Australia kwa Ophunzira Padziko Lonse
Monga tanena kale, pali mabanki ambiri oti ayesere ku Australia ngati mlendo ndipo mabanki aliwonsewa ali ndi mawonekedwe ake apadera komanso mapindu ake. Iwo akuphatikizapo;
- Westpac
- Commonwealth Bank (yomwe imatchedwa 'Commbank'),
- Australia New Zealand (ANZ)
- National Australia Bank (NAB).
Ndikoyenera kufufuza kuti ndi mabanki ati omwe ali pafupi kwambiri ndi yunivesite yomwe mukupita komanso zomwe angakupatseni.
Konzani nthawi yoti mukhazikitse akaunti yanu mukasankha banki, nthawiyo ikhoza kukhala pa intaneti kapena pafoni.