Idasinthidwa Komaliza pa Ogasiti 7, 2021
M'ndandanda wazopezekamo
Maudindo Akubanki Kuchokera Pamwamba Kufikira Otsikira
Malo Ogwira Ntchito Ku Banki Kuchokera Pamwamba Kwambiri Mpaka Patsikira Kwambiri: Pali maudindo osiyanasiyana m'mabanki. Maudindo amayambira pa ntchito zamakasitomala (opereka ndalama ku banki) mpaka akayang'anira apakati (ofufuza zamkati, woyang'anira data) mpaka maudindo akuluakulu (oyang'anira ngongole, woyang'anira nthambi). Izi malo apamwamba angapezeke mu dongosolo lililonse banki bungwe.
Wogulitsa Bank
Otsatsa ku banki ndiye mzere woyamba wotsatsa ku banki. Olembera ayenera kukhala ochezeka komanso kukhala ndi mtima wothandiza. Otsatsa ali ndi udindo wochita zinthu zofunika pa akaunti monga kusunga ndalama ndi kuyang'ana maakaunti ndikupereka mafunso aakaunti kwa makasitomala. Kaŵirikaŵiri pamakhala mkulu wopereka ndalama amene amayang’anira gulu la opereka ndalama ndipo udindo wake ndi kusamalira mafunso apadera kapena mavuto okhudza akaunti yakubanki.
Woimira Bank Marketing
Woyimilira ku banki ndi munthu amene amagulitsa zinthu zamabanki kwa makasitomala. Zogulitsa zimayambira poyang'ana maakaunti ndi maakaunti osungira mpaka ma CD ndi maakaunti apadera osungitsa. Woyimira malonda aku banki alinso ndi udindo womvetsetsa dongosolo lazamalonda lazinthu zosiyanasiyana ndikukhazikitsa mapulani a banki kapena mabanki aliwonse anthambi omwe amaperekedwa kumakampani omwe ali ndi banki.
Auditor Wamkati
Kufufuza ndikofunikira kwambiri pamabanki. Kuwunika kwamkati kumawonedwa ngati kasamalidwe kapakati komwe kumawonetsetsa kuti banki ikutsatira malamulo okhudza momwe banki ikugwirira ntchito ndi kachitidwe. Internal Auditor ndiye amene ali ndi udindo wopanga mapulogalamu owerengera magawo onse ogwirira ntchito. Maudindo omwe ali pansi pa Auditor wamkati ndi Financial Auditor ndi Information Systems Auditor. Information Systems Auditor imayang'anira kayendetsedwe ka data, chitetezo cha data ndi njira zowonongolera ngozi za banki.
Woyang'anira Nthambi
Oyang'anira nthambi amasankhidwa ndi ma midlevel kapena oyang'anira akuluakulu kuti aziyang'anira ntchito zanthambi kapena kuyendetsa banki. Oyang'anira nthambi amapanga ndondomeko za ntchito za nthambi za ogwira ntchito, kupereka bajeti kwa oyang'anira akuluakulu okhudza chuma ndikuwonetsetsa kuti ndondomeko zamabanki zikutsatiridwa panthambi. Oyang'anira nthambi ambiri amakhala ndi mutu wakuti "Vice Prezidenti wa Ntchito" omwe amaperekedwa pazofotokozera ntchito zawo. Woyang'anira nthambi atha kugwira ntchito kuchokera kubanki yayikulu ndikukhala ndi mabanki angapo omwe amayang'aniridwa ndi iye.
Wofalitsa Ngongole
Ngongole zamabanki ndi gwero la ndalama zamabanki. Woyang'anira ngongole amagwira ntchito yotsatsa zinthu zangongole kwa makasitomala ndikukonza zikalata zofunika kuti kasitomala alandire ngongole. Oyang'anira ngongole amawunika malipoti angongole ndi ziyeneretso zina za anthu kapena mabizinesi kuti alandire ngongole. M'zaka zingapo zapitazi, oyang'anira ngongole adaphunzitsidwa zakukula kwabizinesi kuti amvetsetse momwe bizinesi imagwirira ntchito ndikupereka chitsogozo ngongole ikapezedwa ndi munthu kapena bizinesi. Oyang'anira ngongole, mothandizidwa ndi upangiri ndi chilolezo cha Board of Directors, amathandizira kukhazikitsa njira zangongole kwa anthu kapena mabizinesi.
Data Processing Officer
Woyang'anira data processing (DPO) ndi amene amayang'anira ntchito, kukonza ndi chitetezo cha makina azidziwitso zamabanki ndi ma terminals opanda intaneti kapena zida zomwe sizimalumikizidwa ndi dongosolo. Pamapeto pakusintha kwatsiku ndi tsiku, DPO imawonetsetsa kuti akaunti yonse yaleja ndiyokhazikika. Ofisala amawonetsetsanso kuti malipoti osagwirizana ndi zochitika zatsiku ndi tsiku amapangidwa kuti awonedwe. DPO ili ndi udindo wopanga mbiri yachitetezo cha ogwira ntchito.
Zikomo powerenga! Tikukhulupirira kuti zomwe zili pamwambazi zakupatsani chikhutiro chomwe mumafunikira pazantchito zamabanki kuyambira apamwamba kwambiri mpaka otsika kwambiri.